{"id":192,"date":"2020-10-22T22:44:12","date_gmt":"2020-10-22T22:44:12","guid":{"rendered":"https:\/\/www.jldentalstl.com\/blog\/?p=192"},"modified":"2020-11-22T22:44:38","modified_gmt":"2020-11-22T22:44:38","slug":"dental-insurance-expires","status":"publish","type":"post","link":"https:\/\/www.jldentalstl.com\/blog\/2020\/10\/22\/dental-insurance-expires\/","title":{"rendered":"Use It or Lose It: Don\u2019t Let Your Benefits Expire"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-medium wp-image-193\" src=\"https:\/\/www.jldentalstl.com\/blog\/wp-content\/uploads\/2020\/11\/insurance-4-300x200.jpg\" alt=\"Dental insurance policy and red pencil. \" width=\"300\" height=\"200\" srcset=\"https:\/\/www.jldentalstl.com\/blog\/wp-content\/uploads\/2020\/11\/insurance-4-300x200.jpg 300w, https:\/\/www.jldentalstl.com\/blog\/wp-content\/uploads\/2020\/11\/insurance-4-768x512.jpg 768w, https:\/\/www.jldentalstl.com\/blog\/wp-content\/uploads\/2020\/11\/insurance-4-1024x683.jpg 1024w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>Believe it or not, 2021 is right around the corner. As you enter the holiday season, you\u2019re focused on shopping for the perfect gifts and planning tasty meals. The last thing you\u2019re thinking about is your dental insurance; however, you might want to make it a priority because your dental insurance is about to expire. Don\u2019t miss your opportunity to achieve a healthy smile for reduced rates. Here are 3 reasons to visit your dentist before the end of the year.<\/p>\n<p><!--more--><\/p>\n\n\n<h2 class=\"wp-block-heading\">1. Power of Prevention<\/h2>\n\n\n\n<p>Dentistry relies on prevention because research shows it lowers\noverall dental expenses. In fact, every $1 spent on prevention allows you to\nsave as much as $50 on restorative services. The American Dental Association\nrecommends you visit your dentist at least twice a year for a cleaning and\ncheckup. <\/p>\n\n\n\n<p>Your <a href=\"https:\/\/www.jldentalstl.com\/dental-insurance.html\">dental insurance<\/a> makes\nit easy to get the routine care you need. By paying your monthly premiums, you\ncan have access to 100% preventive coverage to see your dentist twice a year\nfor only a small co-payment. If it hasn\u2019t been 6 months since your last visit,\nyou can still use your insurance for your second hygiene appointment before the\nend of the year.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">2. Reduced Out-of-Pocket Expense<\/h2>\n\n\n\n<p>Even with the best prevention, problems can still arise.\nYour dental insurance can be used to help lower your out-of-pocket expense for\ncommon treatments, like fillings, root canals, and tooth extractions. Every\npolicy differs, but most plans can pay as much as 80% of the cost after reaching\nyour annual deductible until maximizing your yearly limit. <\/p>\n\n\n\n<p>Your dental insurance will recommend you visit an in-network\ndentist to make the most of your policy, but you still have the freedom to choose\nany location that accepts your coverage. You can use your benefits, even if the\ndentist is out-of-network.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">3. Dental Insurance Expires<\/h2>\n\n\n\n<p>Unfortunately, your dental coverage doesn\u2019t last forever. It\nwill expire at the end of the year. You won\u2019t be reimbursed for your premiums\nor deductible if you don\u2019t use it all. Anything left over won\u2019t carry over into\nthe new year either. With less than 3% of Americans reaching their yearly limits,\nyou likely have several benefits remaining that you\u2019re about to lose.<\/p>\n\n\n\n<p>Your dental team will work on your behalf with your insurance\ncompany to file the necessary claim forms, so you have one less thing to worry about.\nThey will help you maximize your policy to keep your dental care within your\nbudget.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Invest in Your Oral Health<\/h2>\n\n\n\n<p>Don\u2019t wait until it\u2019s too late to use your dental insurance.\nKeep an appointment with your dentist at the top of your to-do list during the\nholiday season. <\/p>\n\n\n\n<p><strong>About Dr. Jonathan Mears<\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/www.jldentalstl.com\/jonathan-mears-dmd.html\">Dr.\nMears<\/a> earned his dental degree at the Southern Illinois University School\nof Dental Medicine. He has undergone advanced training in many specialties,\nlike cosmetic dentistry, root canals, and endodontics. He accepts several insurance\nplans to help keep his services affordable. If you need an appointment before\nthe end of the year, <a href=\"https:\/\/www.jldentalstl.com\/contact-us.html\">contact\nour office<\/a> today. <\/p>\n","protected":false},"excerpt":{"rendered":"<p>Believe it or not, 2021 is right around the corner. As you enter the holiday season, you\u2019re focused on shopping for the perfect gifts and planning tasty meals. The last thing you\u2019re thinking about is your dental insurance; however, you might want to make it a priority because your dental insurance is about to expire. [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[40],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>3 Reasons to Use Your Dental Insurance Before it Expires<\/title>\n<meta name=\"description\" content=\"At the end of the year, your dental insurance will expire. Don\u2019t wait until it\u2019s too late to maximize your annual benefits for a healthy smile.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.jldentalstl.com\/blog\/2020\/10\/22\/dental-insurance-expires\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"3 Reasons to Use Your Dental Insurance Before it Expires\" \/>\n<meta property=\"og:description\" content=\"At the end of the year, your dental insurance will expire. Don\u2019t wait until it\u2019s too late to maximize your annual benefits for a healthy smile.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.jldentalstl.com\/blog\/2020\/10\/22\/dental-insurance-expires\/\" \/>\n<meta property=\"og:site_name\" content=\"JL Dental Blog\" \/>\n<meta property=\"article:published_time\" content=\"2020-10-22T22:44:12+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2020-11-22T22:44:38+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.jldentalstl.com\/blog\/wp-content\/uploads\/2020\/11\/insurance-4-300x200.jpg\" \/>\n<meta name=\"author\" content=\"jldental\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"jldental\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.jldentalstl.com\/blog\/2020\/10\/22\/dental-insurance-expires\/\",\"url\":\"https:\/\/www.jldentalstl.com\/blog\/2020\/10\/22\/dental-insurance-expires\/\",\"name\":\"3 Reasons to Use Your Dental Insurance Before it Expires\",\"isPartOf\":{\"@id\":\"https:\/\/www.jldentalstl.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.jldentalstl.com\/blog\/2020\/10\/22\/dental-insurance-expires\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.jldentalstl.com\/blog\/2020\/10\/22\/dental-insurance-expires\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.jldentalstl.com\/blog\/wp-content\/uploads\/2020\/11\/insurance-4-300x200.jpg\",\"datePublished\":\"2020-10-22T22:44:12+00:00\",\"dateModified\":\"2020-11-22T22:44:38+00:00\",\"author\":{\"@id\":\"https:\/\/www.jldentalstl.com\/blog\/#\/schema\/person\/2bc1096c1e9d4e4d3e86a8effbc94e12\"},\"description\":\"At the end of the year, your dental insurance will expire. Don\u2019t wait until it\u2019s too late to maximize your annual benefits for a healthy smile.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.jldentalstl.com\/blog\/2020\/10\/22\/dental-insurance-expires\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.jldentalstl.com\/blog\/2020\/10\/22\/dental-insurance-expires\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.jldentalstl.com\/blog\/2020\/10\/22\/dental-insurance-expires\/#primaryimage\",\"url\":\"https:\/\/www.jldentalstl.com\/blog\/wp-content\/uploads\/2020\/11\/insurance-4.jpg\",\"contentUrl\":\"https:\/\/www.jldentalstl.com\/blog\/wp-content\/uploads\/2020\/11\/insurance-4.jpg\",\"width\":2644,\"height\":1763,\"caption\":\"Dental insurance policy and red pencil.\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.jldentalstl.com\/blog\/2020\/10\/22\/dental-insurance-expires\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.jldentalstl.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Use It or Lose It: Don\u2019t Let Your Benefits Expire\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.jldentalstl.com\/blog\/#website\",\"url\":\"https:\/\/www.jldentalstl.com\/blog\/\",\"name\":\"JL Dental Blog\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.jldentalstl.com\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.jldentalstl.com\/blog\/#\/schema\/person\/2bc1096c1e9d4e4d3e86a8effbc94e12\",\"name\":\"jldental\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.jldentalstl.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/dd728e7148e4338b7f1df2dfb5e04aae?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/dd728e7148e4338b7f1df2dfb5e04aae?s=96&d=mm&r=g\",\"caption\":\"jldental\"},\"url\":\"https:\/\/www.jldentalstl.com\/blog\/author\/jldental\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"3 Reasons to Use Your Dental Insurance Before it Expires","description":"At the end of the year, your dental insurance will expire. Don\u2019t wait until it\u2019s too late to maximize your annual benefits for a healthy smile.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.jldentalstl.com\/blog\/2020\/10\/22\/dental-insurance-expires\/","og_locale":"en_US","og_type":"article","og_title":"3 Reasons to Use Your Dental Insurance Before it Expires","og_description":"At the end of the year, your dental insurance will expire. Don\u2019t wait until it\u2019s too late to maximize your annual benefits for a healthy smile.","og_url":"https:\/\/www.jldentalstl.com\/blog\/2020\/10\/22\/dental-insurance-expires\/","og_site_name":"JL Dental Blog","article_published_time":"2020-10-22T22:44:12+00:00","article_modified_time":"2020-11-22T22:44:38+00:00","og_image":[{"url":"https:\/\/www.jldentalstl.com\/blog\/wp-content\/uploads\/2020\/11\/insurance-4-300x200.jpg"}],"author":"jldental","twitter_card":"summary_large_image","twitter_misc":{"Written by":"jldental","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.jldentalstl.com\/blog\/2020\/10\/22\/dental-insurance-expires\/","url":"https:\/\/www.jldentalstl.com\/blog\/2020\/10\/22\/dental-insurance-expires\/","name":"3 Reasons to Use Your Dental Insurance Before it Expires","isPartOf":{"@id":"https:\/\/www.jldentalstl.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.jldentalstl.com\/blog\/2020\/10\/22\/dental-insurance-expires\/#primaryimage"},"image":{"@id":"https:\/\/www.jldentalstl.com\/blog\/2020\/10\/22\/dental-insurance-expires\/#primaryimage"},"thumbnailUrl":"https:\/\/www.jldentalstl.com\/blog\/wp-content\/uploads\/2020\/11\/insurance-4-300x200.jpg","datePublished":"2020-10-22T22:44:12+00:00","dateModified":"2020-11-22T22:44:38+00:00","author":{"@id":"https:\/\/www.jldentalstl.com\/blog\/#\/schema\/person\/2bc1096c1e9d4e4d3e86a8effbc94e12"},"description":"At the end of the year, your dental insurance will expire. Don\u2019t wait until it\u2019s too late to maximize your annual benefits for a healthy smile.","breadcrumb":{"@id":"https:\/\/www.jldentalstl.com\/blog\/2020\/10\/22\/dental-insurance-expires\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.jldentalstl.com\/blog\/2020\/10\/22\/dental-insurance-expires\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.jldentalstl.com\/blog\/2020\/10\/22\/dental-insurance-expires\/#primaryimage","url":"https:\/\/www.jldentalstl.com\/blog\/wp-content\/uploads\/2020\/11\/insurance-4.jpg","contentUrl":"https:\/\/www.jldentalstl.com\/blog\/wp-content\/uploads\/2020\/11\/insurance-4.jpg","width":2644,"height":1763,"caption":"Dental insurance policy and red pencil."},{"@type":"BreadcrumbList","@id":"https:\/\/www.jldentalstl.com\/blog\/2020\/10\/22\/dental-insurance-expires\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.jldentalstl.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Use It or Lose It: Don\u2019t Let Your Benefits Expire"}]},{"@type":"WebSite","@id":"https:\/\/www.jldentalstl.com\/blog\/#website","url":"https:\/\/www.jldentalstl.com\/blog\/","name":"JL Dental Blog","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.jldentalstl.com\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.jldentalstl.com\/blog\/#\/schema\/person\/2bc1096c1e9d4e4d3e86a8effbc94e12","name":"jldental","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.jldentalstl.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/dd728e7148e4338b7f1df2dfb5e04aae?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/dd728e7148e4338b7f1df2dfb5e04aae?s=96&d=mm&r=g","caption":"jldental"},"url":"https:\/\/www.jldentalstl.com\/blog\/author\/jldental\/"}]}},"_links":{"self":[{"href":"https:\/\/www.jldentalstl.com\/blog\/wp-json\/wp\/v2\/posts\/192"}],"collection":[{"href":"https:\/\/www.jldentalstl.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.jldentalstl.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.jldentalstl.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.jldentalstl.com\/blog\/wp-json\/wp\/v2\/comments?post=192"}],"version-history":[{"count":1,"href":"https:\/\/www.jldentalstl.com\/blog\/wp-json\/wp\/v2\/posts\/192\/revisions"}],"predecessor-version":[{"id":194,"href":"https:\/\/www.jldentalstl.com\/blog\/wp-json\/wp\/v2\/posts\/192\/revisions\/194"}],"wp:attachment":[{"href":"https:\/\/www.jldentalstl.com\/blog\/wp-json\/wp\/v2\/media?parent=192"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.jldentalstl.com\/blog\/wp-json\/wp\/v2\/categories?post=192"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.jldentalstl.com\/blog\/wp-json\/wp\/v2\/tags?post=192"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}