How often should everyone in your family have a dental checkup? According to The American Dental Association, those appointments should be scheduled at least twice every year. Of course, these visits can become costly. How would you like to save some money while taking care of those precious smiles? With dental insurance, the cost of covered services could be less. And savings could be even greater if you see an in-network dentist. That’s why Drs. Mears are happy to accept Cigna, a great provider of dental insurance benefits. You can be thankful that you work for a company that understands the value of good oral health. Take advantage of your benefits and schedule regular preventive dental care with your Cigna dentist in Arnold.
Cigna has three dental benefits plans:
All three are fee-for-service plans, which means that in exchange for your monthly premiums you are eligible for discounts on treatments you and your family need in order to enjoy optimal oral health. In particular, preventive services such as cleanings and exams are covered at 100 percent. These appointments allow the dentist to routinely monitor the condition of your mouth and to address problems sooner rather than later.
Each plan has a deductible requirement. A deductible is the amount of money you pay out-of-pocket before Cigna dental insurance begins to pay for treatments. But with any of Cigna’s plans, preventive care is covered at 100 percent and no deductible is required.
After your deductible has been met, you’ll be eligible for a designated amount of coverage during a calendar year. Your coverage amount will depend on which plan you choose. If you require any restorative dentistry services, we’ll work with you to schedule appointments that allow you to take full advantage of your benefits year after year.
Gay will be happy to answer any of your questions about dental insurance. Don’t hesitate to call the office or stop by the front desk at your next appointment.
Gay attended Mineral Area College, and she has been working in dentistry for 29 years, five of those with JL Dental. She and her husband have one son. In her spare time, Gay enjoys being outdoors and spending time with her family.